SAFCU Loan Rates
Effective 9/1/2023
*All Rates- APR**as low as, with automatic payment discount included. Term & Loan-to-Value limitations apply.
New Cars
| Up to 72 Months | 6.24% * |
| 84 Months | 6.74% * |
Used Cars
| Up to 72 Months | 6.74% * |
| 84 Months | 7.24% * |
Recreational Merchandise
(RV/Motor Homes, Travel Trailers, & Boats)
| New- up to 72 Months | 7.74% * |
| New- up to 120 months | 8.74% * |
| Used- up to 72 months | 8.74% * |
| Used- up to 120 months | 9.74% * |
Other Recreational Merchandise
(Motorcycles, ATVs, Jet Skis, Snowmobiles, Utility Trailers, Etc.)
| New- up to 48 months | 7.24% * |
| New- up to 60 months | 8.24% * |
| Used- up to 48 months | 8.24% * |
| Used- up to 60 months | 8.74% * |
Home Equity
(Max financed 90% of appraised value. Member is responsible for closing costs.)
| Up to 60 Months | 6.74% * |
| 61 - 120 Months | 7.24% * |
| 121 - 180 Months | 7.74% * |
Home Improvement
(Up to $10,000. Appraisal, Title work, & other closing costs may be waived.)
| Up to 60 Months | 7.74% * |
| 61-84 Months | 8.24% * |
VISA Credit Cards
| Platinum | 9.99% * - 12.99% * |
| Classic | 14.99% * - 16.99% * |
Personal Loans
| Up to 24 Months | 10.74% * |
| 36 Months | 11.74% * |
| 48 Months | 12.74% * |
| 60 Month | 13.74% * |
Tuition Loans
Holiday & Vacation Loans
(“12/12/12” Loans)
Share Pledged Loans
Overdraft Line of Credit
Short Term Loans
(“Fast 5 Loans”)
**APR = Annual Percentage Rate. *Rates are subject to change. Actual rate and term are based on each individual member’s credit worthiness and collateral being offered. Terms or conditions may apply. Please contact credit union loan staff for details.
