Current Loans | Sylvania Area Federal Credit Union

SAFCU Loan Rates

Effective 02/01/2025
*All Rates- APR**as low as, with automatic payment discount included. Term & Loan-to-Value limitations apply.

New Cars

Up to 72 Months	5.74% *
84 Months	6.24% *

Used Cars

Up to 72 Months	6.24% *
84 Months	6.74% *

Recreational Merchandise
(RV/Motor Homes, Travel Trailers, & Boats)

New- up to 72 Months	7.24% *
New- up to 120 months	8.24% *
Used- up to 72 months	8.24% *
Used- up to 120 months	9.24% *

Other Recreational Merchandise
(Motorcycles, ATVs, Jet Skis, Snowmobiles, Utility Trailers, Etc.)

New- up to 48 months	6.99% *
New- up to 60 months	7.99% *
Used- up to 48 months	7.99% *
Used- up to 60 months	8.24% *

Home Equity
Max financed 90% of appraised value. Member is responsible for closing costs.

Up to 60 Months	6.24% *
61 - 120 Months	6.99% *
121 - 180 Months	7.24% *

Home Improvement
(Up to $10,000. Appraisal, Title work, & other closing costs may be waived.)

Up to 60 Months	7.24% *
61-84 Months	7.99% *

VISA Credit Cards

Platinum	9.99% * - 12.99% *
Classic	14.99% * - 16.99% *

Personal Loans

Up to 24 Months	10.24% *
36 Months	11.24% *
48 Months	12.24% *
60 Month	13.24% *

Tuition Loans

12 Months

9.24% *

Holiday & Vacation Loans
(“12/12/12” Loans)

12 Months

12.00% *

Share Pledged Loans

Up to 60 Months

4.99% *

Overdraft Line of Credit

On Demand

16.00% *

Short Term Loans
(“Fast 5 Loans”)

6 Months

17.99% *

**APR = Annual Percentage Rate. *Rates are subject to change. Actual rate and term are based on each individual member’s credit worthiness and collateral being offered. Terms or conditions may apply. Please contact credit union loan staff for details.

Friends of the Community

STAGINGDisclosures

Shared Branch ATM only, Alliance One Member, Open 24/7 at the credit union.
Questions regarding disclosures? Please call us at 419 882-3525
Question regarding lost or stolen cards? ATM/Debit Cards call: 1-888-918-7882
Visa Cards call: 1-800-322-8472

Sylvania Area Federal Credit Union is committed to providing a website that is accessible to the widest possible audience with ADA standards and guidelines. We are actively working to increase accessability and useability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at
419-882-3525. All products and services available on this website are available at all Sylvania Area Federal Credit Union Branches.

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