SAFCU Loan Rates

Sylvania's Own Community Credit Union

2007-2010 to 72 months
84 months +1%
2006-2010 to 60 months
2005-2010 to 48 Months
2003-2010-84 months, over (30,000) +1%
Over $30,000 to 84 mo (A+, A, only add 1%)
2009 over $15,000 to 72mo

New and Used Cars

Score

720-850

680-719

640-679

600-639

550-599

48 Months

4.49

4.99

5.99

8.99

12.99

60 Months

4.85

5.35

6.35

9.35

13.35

72 Months

5.45

5.95

6.95

9.95

13.95

84 Months

5.85

6.35

7.35

10.35

14.35


New RVs, Motorhomes, Boats, Motorcycles over $10,000


Score

720-850

680-719

640-679

600-639

550-599

New - To 72 120 Months

5.50

6.0

7.0

9.0

13.0

120+ Months

5.75

6.25

7.25

9.25

13.25

Used

5.75

6.25

7.25

9.25

13.25


New RVs, Motorhomes, Boats, Motorcycles under $10,000



Score

720-850

680-719

640-679

600-639

550-599

36 - 60 Months

5.0

5.50

6.0

8.0

12.0


Used RV's, Motorhomes, Boats, Motorcycles, under $10,000

 

Score

720-850

680-719

640-679

600-639

550-599

36 - 60 Months

5.25

5.75

6.75

8.75

12.75


Home Equity

 

Score

720-850

680-719

640-679

600-639

550-599

180 Months

5.50 

6.00

7.00

9.00

13.00

72-84 Months

5.25

5.75

6.75

8.75

12.75

48-60 Months

4.99

5.49

6.49

8.49

12.49


NEW

Home Improvement Loan up to $10,000

 

Score

720-850

680-719

640-679

600-639

550-599

36 - 60 Months

5.25

5.75

6.75

8.75

12.75

72-96 Months

5.50

6.00

7.00

9.00

13.00


Personal Loans

 

Score

720-850

680-719

640-679

600-639

550-599

24 Months

10.50

11.00

12.00

15.00

18.00

36 Months

11.00

11.50

12.50

15.50

18.00

48 Months

11.50

12.00

13.00

16.00

18.00

To 60 Months A+, A

12.00

12.50

13.50

16.50

18.00


10,000

7500

5000

2500

1000


Tuition Loans to $10,000

12 Months Term

 

Score

720-850

680-719

640-679

600-639

550-599

Counter/Mail

9.25

9.75

10.75

13.75

17.75

Payroll Deduct

9.00

9.50

10.50

13.50

17.50


10,000

8,000

6,000

4,000

2,000


Holiday Loan

Score

720-850

680-719

640-679

600-639

550-599

12 Months

7.00

7.50

8.75

11.50

14.75

Share Pledged Loans 5.0%