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Share Account Fees

• Holiday Club(Early Withdrawal fee): $5

• IRA Share Account Annual fee: $5

• Share Account Check fee: n/c- if payable to member

• $1 - if payable to another party

Share Draft Account Fees

• Overdraft fee: $20 per item

• NSF fee: $20 per item

• Returned Item fee: $20 per item

• Stop Payment fee: $10 per item

• Check Printing fee: Prices

Prices may vary depending on style

• Share Draft(Minimum balance fee) $5 - if the minimum balance of $250 is not maintained.

• Photo Copy fee: $2

• Stop Payment fee: $5

• Duplicate Statement fee: $3

• Research fee: $25 per hour ($12.50 minimum)

• Excessive Check fee: $2 per check after five

Effective May 1, 2002: For all savings accounts, Federal Regulation D limits the number of pre-authorized, automatic, telephone, electronic (including ACH), on line and other transfers and withdrawals not made in person or by ATM to six (6) per month.

• Regulation D Violation fee: $10 per item

Other Service Fees(applicable to all accounts)

• Account Reconciliation fee: $25 per hour *Account Research fee: $25 per hour

• Statement Copy fee: $3 per copy

• Deposited Item Return fee: $10 per item

• Money Order fee: $.50 per m-order

• Travelers Check fee: Free

• Travelers Checks for Two fee $.50 per $100

• Legal Process fee: $20

• Photo Copy fee: $2

• Stop Payment fee: $5

• Duplicate Statement Fee: $3 per copy

• Mailing fee $.75 per item

The rates and fees appearing in this Schedule are accurate and effective for accounts as of the Last Dividend Declaration Date of 9/30/2006. If you have any questions or require current rate and fee information on you account, please call the Credit Union at (419) 882-3525.